Terms of Service

1. Introduction

These Terms of Service ("Terms") govern your use of the Market Insure website and services ("Service"). By accessing or using our Service, you agree to be bound by these Terms. If you do not agree to these Terms, you must not use our Service.

Market Insure is a lead generation and customer introduction service operating in the United Kingdom. We connect individuals and businesses with FCA authorised insurance specialists. We are not an insurance broker, insurer, or FCA authorised firm.

2. Definitions

3. Our Service

Market Insure provides a lead generation and customer introduction service. Specifically:

• We collect your personal information via our website or WhatsApp.
• We match your insurance requirements with suitable FCA authorised insurance providers.
• We introduce you to the relevant insurance provider by sharing your details with them.
• The insurance provider will then contact you directly to provide a quote and regulated advice.
• We do not provide insurance advice, quotes, or regulated financial services ourselves.

4. Your Responsibilities

When using our Service, you agree to:

• Provide accurate, current, and complete information when submitting a quote request.
• Not use our Service for any fraudulent, illegal, or unauthorised purpose.
• Not impersonate any other person or misrepresent your identity.
• Not submit quote requests on behalf of another person without their explicit consent.
• Not attempt to interfere with the proper operation of our Service.

5. No Insurance Advice

6. Data You Provide

By submitting a quote request, you consent to us collecting, processing, and sharing your personal data with FCA authorised insurance providers as described in our Privacy Policy. You confirm that all information you provide is accurate and that you have the authority to share it.

We will only share your data with insurance providers relevant to the type of cover you have requested. We will not sell your data to unrelated third parties.

7. Our Fees

Our Service is free to you as a customer. We do not charge users for submitting quote requests or for our introduction service. We receive a referral fee from the FCA authorised insurance providers we work with when a policy is arranged as a result of our introduction. This does not affect the price you pay for your insurance.

8. Intellectual Property

All content on the Market Insure website, including text, graphics, logos, images, and software, is the property of Market Insure or its licensors and is protected by copyright and other intellectual property laws. You may not reproduce, distribute, or create derivative works from any content without our prior written consent.

9. Limitation of Liability

To the fullest extent permitted by law:

• We are not liable for any decisions you make based on information or advice provided by the insurance providers we introduce you to.
• We are not liable for the quality, accuracy, or suitability of any insurance quote or policy provided by third-party insurance providers.
• We are not liable for any indirect, incidental, special, or consequential damages arising from your use of our Service.
• Our total liability to you for any claim arising from your use of our Service shall not exceed £100.

Nothing in these Terms excludes or limits our liability for death or personal injury caused by our negligence, fraud, or any other liability that cannot be excluded under UK law.

10. Disclaimer of Warranties

Our Service is provided on an "as is" and "as available" basis. We do not warrant that our Service will be uninterrupted, error-free, or secure. We make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, or suitability of the information provided on our website.

11. Third-Party Services

Our Service may contain links to third-party websites, including FCA authorised insurance providers. We are not responsible for the content, privacy practices, or terms of service of any third-party website. Your use of third-party services is governed by their respective terms and policies.

12. Termination

We reserve the right to suspend or terminate your access to our Service at any time, without notice, for any reason, including if we believe you have violated these Terms. Upon termination, all provisions of these Terms that by their nature should survive termination shall remain in effect.

13. Governing Law and Jurisdiction

These Terms are governed by and construed in accordance with the laws of England and Wales. Any dispute arising from or relating to these Terms shall be subject to the exclusive jurisdiction of the courts of England and Wales.

14. Changes to These Terms

We may update these Terms from time to time. Any changes will be posted on this page with an updated "Last updated" date. Your continued use of our Service after any changes constitutes your acceptance of the revised Terms. We encourage you to review these Terms periodically.

15. Contact Us

If you have any questions about these Terms, please contact us: