
Specialist cover for restaurants, takeaways, cafés, and food businesses across the UK. Public liability, employers liability, product liability, and more.
Every restaurant faces unique risks. These are the key covers most UK food businesses need.
Covers injury or property damage to customers on your premises. Essential for any restaurant with diners.
Legally required if you have staff. Covers claims for employee injuries and illness at work.
Protects against food poisoning claims, allergic reactions, and contamination issues.
Covers lost income if fire, flood, or damage forces your restaurant to close temporarily.
Protects kitchen appliances, furniture, and stock against theft, damage, or breakdown.
Covers spoiled food from fridge or freezer failures, and stock in transit.
Fill in the form and we will connect your enquiry with a specialist who understands restaurant and food business insurance.
We only connect you with regulated insurance specialists.
Expect to hear back from a specialist within 24 hours.
Questions? Chat with us on WhatsApp or email anytime.
We understand the food business. Our team helps connect you with insurance specialists who know your industry.
Speak to a real person who understands restaurants. No chatbots, no endless forms.
We support business owners from diverse communities. No conversation lost in translation.
We connect you with FCA authorised insurance specialists who can provide regulated advice.
Our guides explain everything you need to know about protecting your food business.
Quick answers about restaurant insurance in the UK.
Yes. If you employ any staff including part-time, temporary, or casual workers, employers liability insurance is a legal requirement in the UK. Fines can reach £2,500 per day without cover.
Our team is ready to help you connect with a restaurant insurance specialist who understands your business.